Dec 31, 2024

Citi Q4 2024 Earnings Report

Citigroup's strategy delivered as intended, driving stronger performance across businesses

Key Takeaways

Citigroup reported a net income of $2.9 billion for Q4 2024, a significant increase compared to the net loss of $(1.8) billion in Q4 2023. Revenues reached $19.6 billion, up 12% year-over-year, driven by growth in each of Citi’s businesses. The company's full-year net income was $12.7 billion, with revenues of $81.1 billion.

Net income for Q4 2024 was $2.9 billion, or $1.34 per diluted share, on revenues of $19.6 billion.

Revenues increased 12% year-over-year, driven by growth in each of Citi’s businesses.

Returned ~$2.1 billion to common shareholders in the form of dividends and share repurchases in Q4 2024.

Board of Directors authorized a new, multi-year $20 billion common stock repurchase program.

Total Revenue
$19.6B
Previous year: $17.4B
+12.3%
EPS
$1.34
Previous year: $0.84
+59.5%
Book Value Per Share
$102
Tangible Book Value Per Share
$89.3

Citi

Citi

Citi Revenue by Segment

Forward Guidance

Citigroup expects its 2026 RoTCE to be between 10% and 11% to make additional investments in its businesses and Transformation.