Jun 30, 2021

CNA Q2 2021 Earnings Report

CNA reported a strong second quarter with record core income driven by improved underwriting and investment results.

Key Takeaways

CNA Financial Corporation announced second quarter 2021 net income of $368 million, or $1.35 per share, compared to $151 million, or $0.55 per share, in the prior year quarter. Core income was a record $341 million, or $1.25 per share, versus $99 million, or $0.36 per share, in the prior year quarter.

Net income was $368 million versus $151 million in the prior year quarter; core income was a record $341 million versus $99 million in the prior year quarter.

The P&C combined ratio was 94.0% compared with 109.2% in the prior year quarter, including 2.8 points of catastrophe loss impact compared with 17.5 points in the prior year quarter.

Net catastrophe losses were $54 million pretax versus $301 million in the prior year quarter.

The underlying combined ratio was 91.4% compared with 93.2% in the prior year quarter.

Total Revenue
$3.03B
Previous year: $2.77B
+9.5%
EPS
$1.25
Previous year: $0.36
+247.2%
Commercial Combined Ratio
99.6%
Previous year: 118.5%
-15.9%
Specialty Combined Ratio
87.9%
Previous year: 104.2%
-15.6%
International Combined Ratio
93%
Previous year: 115.3%
-19.3%
Gross Profit
$2.73B
Previous year: $2.48B
+9.8%
Cash and Equivalents
$462M
Previous year: $586M
-21.2%
Free Cash Flow
$601M
Previous year: $431M
+39.4%
Total Assets
$66.2B
Previous year: $62.1B
+6.6%

CNA

CNA

CNA Revenue by Segment

Forward Guidance

CNA is well positioned to continue capitalizing on the favorable market conditions we anticipate in the latter half of 2021.

Revenue & Expenses

Visualization of income flow from segment revenue to net income