Dec 31, 2020

CNA Q4 2020 Earnings Report

CNA Financial announced Q4 2020 net income and core income, leveraging hardening market conditions and improving combined ratios.

Key Takeaways

CNA Financial reported a strong Q4 2020 with a net income of $387 million and core income of $335 million. The P&C combined ratio improved to 93.5%, driven by growth in gross written premiums and net written premiums.

Net income was $387 million, compared to $273 million in the prior year quarter.

Core income reached a record $335 million, up from $265 million in the prior year quarter.

The P&C combined ratio improved to 93.5% compared to 95.6% in the prior year quarter.

Gross written premium growth of 15% and net written premium growth of 12% were achieved, excluding third party captives.

Total Revenue
$2.93B
Previous year: $2.78B
+5.5%
EPS
$1.23
Previous year: $0.97
+26.8%
Commercial Combined Ratio
96.2%
Previous year: 100.6%
-4.4%
Specialty Combined Ratio
89.4%
Previous year: 88.2%
+1.4%
International Combined Ratio
96.9%
Previous year: 100.3%
-3.4%
Gross Profit
$2.81B
Previous year: $2.78B
+1.2%
Cash and Equivalents
$45B
Previous year: $45B
+0.0%
Free Cash Flow
$360M
Previous year: $154M
+133.8%
Total Assets
$64B
Previous year: $60.6B
+5.6%

CNA

CNA

CNA Revenue by Segment

Forward Guidance

CNA is well positioned to extend its strong execution in the favorable market conditions that it expects to continue in 2021.

Revenue & Expenses

Visualization of income flow from segment revenue to net income