Dec 31, 2022

CNA Q4 2022 Earnings Report

Announced Q4 2022 net income and core income, increased regular quarterly dividend, and declared a special dividend.

Key Takeaways

CNA Financial Corporation reported a net income of $248 million, or $0.91 per share, for Q4 2022, compared to $266 million, or $0.98 per share, in the prior year quarter. The core income for the quarter was $274 million, or $1.01 per share, versus $265 million, or $0.97 per share, in the prior year quarter. The P&C combined ratio was 93.7%, compared with 92.9% in the prior year quarter. The company increased its quarterly dividend by 5% to $0.42 per share and declared a special dividend of $1.20 per share.

Net income for Q4 2022 was $248 million, or $0.91 per share.

Core income for Q4 2022 was $274 million, or $1.01 per share.

P&C combined ratio was 93.7% for the quarter.

The company increased its quarterly dividend by 5% to $0.42 per share and declared a special dividend of $1.20 per share.

Total Revenue
$3.11B
Previous year: $3.05B
+1.9%
EPS
$1.01
Previous year: $0.97
+4.1%
Commercial Combined Ratio
99%
Previous year: 94.9%
+4.3%
Specialty Combined Ratio
88.8%
Previous year: 89.9%
-1.2%
International Combined Ratio
88.9%
Previous year: 94.8%
-6.2%
Gross Profit
$2.9B
Previous year: $3.05B
-4.9%
Cash and Equivalents
$475M
Previous year: $536M
-11.4%
Free Cash Flow
$501M
Previous year: $633M
-20.9%
Total Assets
$61B
Previous year: $66.6B
-8.5%

CNA

CNA

CNA Revenue by Segment

Forward Guidance

CNA Financial is optimistic about capitalizing on favorable market conditions and achieving a meaningful benefit from higher yields on their fixed maturity portfolio.

Positive Outlook

  • Favorable market conditions.
  • Higher yields on fixed maturity portfolio.

Revenue & Expenses

Visualization of income flow from segment revenue to net income