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Mar 31, 2020

Centene Q1 2020 Earnings Report

Centene reported first quarter 2020 results with diluted EPS of $0.08 and Adjusted Diluted EPS of $0.86.

Key Takeaways

Centene Corporation reported a 41% increase in total revenues, reaching $26.0 billion, driven by the acquisition of WellCare, growth in the Health Insurance Marketplace, and expansions in various states. Diluted EPS was $0.08, and Adjusted Diluted EPS was $0.86, with both figures negatively impacted by lower investment income and incremental senior note interest expense.

Centene acquired WellCare Health Plans, Inc., valued at approximately $19.6 billion.

Managed care membership reached 23.8 million, a 61% increase year-over-year.

Total revenues grew by 41% to $26.0 billion compared to Q1 2019.

The company repurchased 9 million shares of Centene common stock for $500 million.

Total Revenue
$26B
Previous year: $18.4B
+41.1%
EPS
$0.86
Previous year: $1.39
-38.1%
SG&A Expense Ratio
9.9%
Previous year: 9.6%
+3.1%
Adjusted SG&A Expense Ratio
8.6%
Previous year: 9.5%
-9.5%
Days in Claims Payable
51
Gross Profit
$3.16B
Previous year: $2.36B
+33.7%
Cash and Equivalents
$9.31B
Previous year: $6.35B
+46.7%
Free Cash Flow
-$417M
Previous year: $1.14B
-136.6%
Total Assets
$66.4B
Previous year: $33.6B
+97.9%

Centene

Centene

Centene Revenue by Segment

Forward Guidance

The Company's annual guidance for 2020 is as follows:

Positive Outlook

  • Total revenues are expected to be between $110.0 billion and $112.4 billion.
  • GAAP diluted EPS is projected to be between $2.89 and $3.03.
  • Adjusted Diluted EPS is anticipated to be between $4.56 and $4.76.
  • Revenue growth
  • Avoided / delayed costs

Challenges Ahead

  • COVID-19 costs
  • Risk adjustment initiatives
  • Delay in WellCare synergies
  • Lower investment income
  • Higher interest expense

Revenue & Expenses

Visualization of income flow from segment revenue to net income