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Sep 30, 2020

Centene Q3 2020 Earnings Report

Centene reported strong third quarter results, marked by significant revenue growth and strategic reinvestments.

Key Takeaways

Centene Corporation reported a 53% increase in total revenues to $29.1 billion for the third quarter of 2020, driven by the WellCare acquisition and expansions. GAAP diluted EPS was $0.97, and adjusted diluted EPS was $1.26. The company is reinvesting a one-time risk corridor settlement into growth initiatives.

Managed care membership reached 25.2 million, a 65% increase year-over-year.

Total revenues grew by 53% to $29.1 billion compared to Q3 2019.

Health benefits ratio (HBR) was 86.4%, a decrease from 88.2% in Q3 2019.

Diluted EPS was $0.97, compared to $0.23 in the third quarter of 2019.

Total Revenue
$29.1B
Previous year: $19B
+53.3%
EPS
$1.26
Previous year: $0.96
+31.3%
SG&A Expense Ratio
9.1%
Previous year: 8.9%
+2.2%
Adjusted SG&A Expense Ratio
8.9%
Previous year: 8.8%
+1.1%
Days in Claims Payable
52
Gross Profit
$3.91B
Previous year: $2.13B
+83.6%
Cash and Equivalents
$12.2B
Previous year: $6.22B
+96.3%
Free Cash Flow
-$1.2B
Previous year: -$293M
+310.6%
Total Assets
$68.4B
Previous year: $34.3B
+99.6%

Centene

Centene

Centene Revenue by Segment

Forward Guidance

The Company's annual adjusted diluted EPS guidance has been increased by $0.12 to reflect the favorable tax settlement recorded in the third quarter.

Positive Outlook

  • Total revenues (in billions) $109.8 - $111.4
  • GAAP diluted EPS $3.22 - $3.32
  • Adjusted diluted EPS $4.90 - $5.06
  • Reflects tightening of guidance range.
  • The Company's annual adjusted diluted EPS guidance has been increased by $0.12 to reflect the favorable tax settlement recorded in the third quarter.

Challenges Ahead

  • Estimated amortization of acquired intangible assets of $0.93 to $0.95 per diluted share
  • Acquisition related expenses of $0.68 to $0.72 per diluted share
  • The gain on the sale of the Illinois health plan of approximately $0.10 per diluted share
  • Debt extinguishment costs of approximately $0.07 per diluted share
  • Non-cash asset impairment of $0.10 per diluted share

Revenue & Expenses

Visualization of income flow from segment revenue to net income