•
Dec 31, 2020

Centene Q4 2020 Earnings Report

Centene reported mixed results with a net loss per share, but strong revenue growth driven by acquisitions and expansion.

Key Takeaways

Centene Corporation reported a net loss per share of $(0.02) for Q4 2020, while adjusted EPS was $0.46. Total revenues increased by 50% to $28.3 billion compared to Q4 2019, driven by the acquisition of WellCare and growth in Medicaid and Health Insurance Marketplace businesses. The company's managed care membership increased by 67% year-over-year to 25.5 million.

Total revenues increased 50% to $28.3 billion for the fourth quarter of 2020.

Managed care membership reached 25.5 million, a 67% increase over the prior year.

Diluted loss per share was $(0.02) for the fourth quarter of 2020, compared to diluted EPS of $0.49 for the fourth quarter of 2019.

Adjusted diluted EPS was $0.46 for the fourth quarter of 2020, compared to $0.73 for the fourth quarter of 2019.

Total Revenue
$28.3B
Previous year: $18.9B
+50.0%
EPS
$0.46
Previous year: $0.73
-37.0%
SG&A Expense Ratio
10.3%
Previous year: 9.6%
+7.3%
Adjusted SG&A Expense Ratio
9.7%
Previous year: 9.5%
+2.1%
Gross Profit
$3.3B
Previous year: $2.07B
+59.3%
Cash and Equivalents
$10.8B
Previous year: $12.1B
-10.9%
Free Cash Flow
$2.78B
Previous year: -$851M
-426.1%
Total Assets
$68.7B
Previous year: $41B
+67.6%

Centene

Centene

Centene Revenue by Segment

Forward Guidance

Centene provided full year 2021 guidance, including revenues between $116.1 billion and $118.1 billion, GAAP diluted EPS between $3.69 and $3.91, and adjusted diluted EPS between $5.00 and $5.30.

Positive Outlook

  • Total revenues (in billions): $116.1 - $118.1
  • Adjusted diluted EPS: $5.00 - $5.30
  • HBR: 86.6% - 87.2%
  • Effective tax rate: 24.7% - 26.7%
  • Diluted shares outstanding (in millions): 590.1 - 593.1

Challenges Ahead

  • GAAP diluted EPS: $3.69 - $3.91
  • SG&A expense ratio: 8.6% - 9.1%
  • Adjusted SG&A expense ratio: 8.3% - 8.8%
  • Incremental amortization expense related to PANTHERx
  • One-time charge related to a corporate restructuring

Revenue & Expenses

Visualization of income flow from segment revenue to net income