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Sep 30, 2021

First American Q3 2021 Earnings Report

Reported third quarter earnings with $4.00 per diluted share, or $2.15 per share excluding net realized investment gains.

Key Takeaways

First American Financial Corporation reported a total revenue of $2.6 billion, up 34 percent compared with last year. Net income in the third quarter was $445.3 million, or $4.00 per diluted share, compared with net income of $182.3 million, or $1.62 per diluted share, in the third quarter of 2020.

Total revenue of $2.6 billion, up 34 percent compared with last year

Commercial title revenues up 84 percent to $262.4 million

Title Insurance and Services segment pretax margin of 16.4 percent

Cashflow from operations of $399.0 million, up 27 percent compared with last year

Total Revenue
$2.56B
Previous year: $1.91B
+33.5%
EPS
$2.15
Previous year: $1.31
+64.1%
Title open orders
318.8K
Previous year: 410.6K
-22.4%
Title closed orders
252.7K
Previous year: 291.5K
-13.3%
Average Revenue per Order
$13K
Previous year: $2.19K
+492.8%
Gross Profit
$2.22B
Previous year: $1.63B
+36.1%
Cash and Equivalents
$1.95B
Previous year: $1.51B
+29.2%
Total Assets
$16.7B
Previous year: $12.6B
+32.0%

First American

First American

First American Revenue by Segment

Forward Guidance

Looking to the fourth quarter and into 2022, we maintain a positive outlook based on the strength of the commercial and housing markets. We also remain highly focused on innovation and enhancing our leadership position in the digital transformation of the title business.

Revenue & Expenses

Visualization of income flow from segment revenue to net income