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Dec 31, 2025
First American Q4 2025 Earnings Report
First American reported its financial results for the fourth quarter and full year ended December 31, 2025.
Key Takeaways
First American Financial Corporation delivered a strong fourth quarter in 2025, with adjusted revenue up 15% and adjusted earnings per share up 47% compared to the prior year. The company saw significant growth in commercial revenues and maintained strong pretax margins in both Title Insurance and Services and Home Warranty segments.
Total revenue for Q4 2025 reached $2.0 billion, a 22% increase from Q4 2024.
Diluted EPS for Q4 2025 was $2.05, significantly up from $0.69 in Q4 2024.
Commercial revenues grew by 35% to $339 million in Q4 2025.
The company repurchased 2.1 million shares for $122 million and raised its common stock dividend by 2%.
Revenue by Segment
Forward Guidance
Looking ahead to 2026, First American anticipates an improving real estate market, supporting a record year in commercial business, moderate growth in purchase, and a meaningful pickup in refinance activity. The company also expects continued progress on its strategic technology initiatives, particularly those leveraging AI.
Positive Outlook
- Improving real estate market expected to support a record year in commercial business.
- Moderate growth anticipated in purchase activity.
- Meaningful pickup in refinance activity projected.
- Continued execution of strategic technology initiatives, especially those leveraging AI.
- Proprietary data and technology capabilities are expected to drive durable competitive differentiation and long-term value creation.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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