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Dec 31, 2019

First American Q4 2019 Earnings Report

First American Financial reported strong fourth quarter results, closing out a year of record financial performance.

Key Takeaways

First American Financial Corporation reported a 22 percent increase in total revenue to $1.7 billion for the fourth quarter of 2019. Net income was $224.0 million, or $1.97 per diluted share. The company's title segment delivered a record annual pretax margin of 16.1 percent, and the specialty insurance segment achieved a pretax margin of 13.2 percent, its highest since 2014.

Total revenue of $1.7 billion, up 22 percent compared with last year.

Closed title orders up 27 percent, driven by a 131 percent increase in refinance orders.

Title Insurance and Services segment pretax margin of 17.8 percent.

Specialty Insurance segment pretax margin of 16.7 percent.

Total Revenue
$1.73B
Previous year: $1.42B
+22.0%
EPS
$1.8
Previous year: $1.27
+41.7%
Title Open Orders
251.7K
Previous year: 202.4K
+24.4%
Title Closed Orders
224.2K
Previous year: 176.5K
+27.0%
Commercial Revenues
$239M
Previous year: $232M
+2.9%
Gross Profit
$805M
Previous year: $517M
+55.8%
Cash and Equivalents
$1.49B
Previous year: $1.47B
+1.3%
Total Assets
$11.5B
Previous year: $10.6B
+8.4%

First American

First American

First American Revenue by Segment

Forward Guidance

First American is optimistic about market conditions and expects to continue to deliver strong financial results in 2020. The company raised the dividend by 5 percent in January.

Positive Outlook

  • Optimistic about market conditions.
  • Expect to continue to deliver strong financial results.
  • Raised the dividend by 5 percent in January.
  • Acquisition of Docutech expected to close by the end of March and be accretive to earnings in 2020.
  • Continued focus on operational efficiency.

Revenue & Expenses

Visualization of income flow from segment revenue to net income