Mar 31, 2021

First Bancshares Q1 2021 Earnings Report

Reported net income increase and dividend increase.

Key Takeaways

First Bancshares reported a strong first quarter with net income available to common shareholders totaling $16.6 million, a 100.3% increase compared to the first quarter of 2020. The company's board also declared an 8% increase in the quarterly cash dividend.

Net income available to common shareholders totaled $16.6 million, up 100.3% year-over-year.

Pre-tax, pre-provision operating earnings (non-GAAP) increased 20.2% year-over-year.

Provision for credit losses totaled $0, compared to $7.1 million in Q1 2020.

The Board of Directors declared a cash dividend of $0.14 per share, an increase of 8%.

Total Revenue
$39.2M
Previous year: $34.1M
+15.2%
EPS
$0.79
Previous year: $0.47
+68.1%
Nonperforming Assets to Total Assets
0.68%
FTE Net Interest Margin
3.34%
Cash and Equivalents
$813M
Previous year: $107M
+658.3%
Free Cash Flow
$31.9M
Previous year: $12.6M
+152.7%
Total Assets
$5.44B
Previous year: $4.06B
+34.0%

First Bancshares

First Bancshares

Forward Guidance

The company did not provide forward guidance in the earnings report.