Mar 31, 2024

First Bancshares Q1 2024 Earnings Report

Reported financial results for the quarter ended March 31, 2024.

Key Takeaways

The First Bancshares, Inc. reported a net income available to common shareholders of $20.6 million for the quarter ended March 31, 2024, representing an increase of 86.7% compared to the previous quarter. Total deposits increased by $247.5 million, or 3.8%, while total loans decreased by $30.1 million. The annualized net interest margin decreased slightly to 3.20%.

Net income available to common shareholders totaled $20.6 million, an 86.7% increase compared to the previous quarter.

Operating net earnings available to common shareholders increased 10.1% to $20.6 million.

Total deposits increased $247.5 million, representing a 3.8% increase.

Annualized net interest margin decreased 8 basis points to 3.20%.

Total Revenue
$57.3M
Previous year: $64.9M
-11.7%
EPS
$0.65
Previous year: $0.86
-24.4%
Nonperforming Assets to Total Assets
0.23%
Previous year: 0.28%
-17.9%
Cash and Equivalents
$340M
Previous year: $333M
+1.9%
Free Cash Flow
$9.52M
Previous year: $3.59M
+165.2%
Total Assets
$7.96B
Previous year: $8.02B
-0.7%

First Bancshares

First Bancshares

Forward Guidance

No specific forward guidance was provided in the earnings report.