Sep 30, 2022

First Bancshares Q3 2022 Earnings Report

Financial results were reported for the quarter ended September 30, 2022.

Key Takeaways

The First Bancshares, Inc. reported a net income available to common shareholders of $14.0 million for the quarter ended September 30, 2022. The company closed its acquisition of Beach Bancorp, Inc. effective August 1, 2022, and entered into a definitive agreement to acquire Heritage Southeast Bancorporation, Inc. during the quarter.

Closed acquisition of Beach Bancorp, Inc. effective August 1, 2022, adding 7 locations.

Entered into a definitive agreement to acquire Heritage Southeast Bancorporation, Inc., increasing presence in Southern Georgia.

Recorded initial purchase accounting adjustments related to the Beach Bank merger, including goodwill of $21.8 million.

Net income available to common shareholders totaled $14.0 million, a decrease of 10.9% compared to the previous quarter.

Total Revenue
$49.1M
Previous year: $40M
+22.8%
EPS
$0.85
Previous year: $0.76
+11.8%
Nonperforming Assets to Total Assets
0.41%
Previous year: 0.51%
-19.6%
Cash and Equivalents
$164M
Previous year: $657M
-75.1%
Free Cash Flow
$21.6M
Previous year: $13.2M
+63.3%
Total Assets
$6.45B
Previous year: $5.51B
+17.1%

First Bancshares

First Bancshares