Loading...
•
Sep 30
FIS Q3 2025 Earnings Report
FIS delivered strong Q3 2025 results with solid revenue growth, higher adjusted earnings, and raised guidance for the full year.
Key Takeaways
FIS reported Q3 2025 GAAP EPS of $0.50 and adjusted EPS of $1.51, on $2.717 billion in revenue. Net income reached $264 million. Both Banking and Capital Market segments contributed to top-line growth, and the company raised its full-year revenue and adjusted free cash flow outlook.
GAAP EPS was $0.50 with net income of $264 million.
Adjusted EPS rose 8% YoY to $1.51, driven by margin expansion.
Free cash flow more than doubled YoY to $798 million.
Full-year revenue and adjusted free cash flow guidance raised.
FIS
FIS
FIS Revenue by Segment
FIS Revenue by Geographic Location
Revenue by Segment
Banking Solutions Revenue
CapyFin.comCapital Market Solutions Revenue
CapyFin.comCorporate and Other Revenue
CapyFin.comRevenue by Geographic Location
North America Revenue
CapyFin.comAll Others Revenue
CapyFin.com Forward Guidance
FIS raised its 2025 revenue guidance to 5.4–5.7% growth and expects adjusted free cash flow conversion to exceed 85%. Adjusted EPS growth is reiterated at 10–11%.
Positive Outlook
- Raised revenue growth guidance to 5.4–5.7%
- Adjusted EPS guidance reaffirmed at $5.74–$5.78
- Adjusted free cash flow conversion now expected to exceed 85%
- Issuer Solutions acquisition expected to close Q1 2026
- Continued strong recurring revenue growth across segments
Challenges Ahead
- Corporate and Other revenue declined 34% YoY
- Equity method investment (Worldpay) loss impacted GAAP results
- Net income still impacted by Worldpay-related charges
- Total debt remains high at $13B
- Free cash flow benefits partly from non-recurring items
Revenue & Expenses
Visualization of income flow from segment revenue to net income