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Dec 31, 2025
FIS Q4 2025 Earnings Report
FIS reported solid fourth quarter 2025 results with 8% revenue growth and strong adjusted earnings expansion year-over-year.
Key Takeaways
FIS delivered 8% GAAP revenue growth in Q4 2025, driven by strength in Banking Solutions and Capital Market Solutions. Adjusted EPS increased 20% year-over-year, supported by 7% adjusted EBITDA growth, while margins remained above 42%.
Revenue increased 8% year-over-year to $2812000000.
Adjusted EPS grew 20% year-over-year to $1.68.
Adjusted EBITDA rose 7% to $1196000000.
Banking Solutions revenue increased 9% year-over-year.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
For 2026, FIS projected strong adjusted revenue and EBITDA growth driven by the Total Issuing Solutions acquisition and pro forma expansion.
Positive Outlook
- Adjusted revenue growth projected at 30-31%.
- Adjusted EBITDA growth projected at 34-35%.
- Adjusted EPS growth expected at 8-10%.
- Pro forma revenue growth projected at 5.1-5.7%.
- Free Cash Flow targeted between 2050000000 and 2150000000.
Challenges Ahead
- Adjusted EBITDA margin contracted 36 basis points year-over-year in Q4.
- Corporate expenses remained elevated.
- Acquisition and integration costs impacted GAAP earnings.
- Exposure to macroeconomic and regulatory risks.
- Dependence on successful integration of Issuing acquisition.
Revenue & Expenses
Visualization of income flow from segment revenue to net income
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
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