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Dec 31, 2023

Hagerty Q4 2023 Earnings Report

Hagerty's transformation to a more efficient business model led to improved profitability and growth, supported by strong full-year results.

Key Takeaways

Hagerty reported strong full-year results, driven by a transformation to a more efficient business model. Total revenue grew by 27% on top of the previous year's 27% growth, with written premiums up by 17%. The company is focused on improving customer experience and expanding operating margins.

Hagerty underwent a transformation to improve profitability while maintaining growth.

Full-year revenue grew by 27% for the second consecutive year.

Written premiums increased by 17%.

The company aims to further expand operating margins through customer experience improvements and smart technology investments.

Total Revenue
$245M
Previous year: $197M
+24.4%
EPS
-$0.01
Previous year: -$0.1
-90.0%
Written Premium
$17
Free Cash Flow
-$3.36M
Total Assets
$1.59B
Previous year: $1.31B
+21.0%

Hagerty

Hagerty

Forward Guidance

Hagerty anticipates a trajectory similar to 2023, expecting another year of double-digit growth by increasing its share of the car enthusiast market and aiming to surpass prior peak margins through continuous improvements and technology investments.

Positive Outlook

  • Double-digit compounding growth expected.
  • Increase market share among 67 million car enthusiasts.
  • Work toward and surpass prior peak margins.
  • Improve customer experience.
  • Expand operating margins.