This document provides definitions for various financial metrics used by Horace Mann to evaluate performance. It does not contain specific financial results or performance data for any period.
The document defines both GAAP and non-GAAP measures used by the company.
Adjusted book value per share excludes after-tax net unrealized investment gains/losses and net reserve remeasurements.
Core earnings exclude after-tax net investment gains/losses, discontinued operations, and goodwill/intangible asset impairments.
Net premiums written and contract deposits are used to analyze business growth.
No forward guidance was provided in the document.
Analyze how earnings announcements historically affect stock price performance