•
Jun 30, 2022

Mastercard Q2 2022 Earnings Report

Reported strong revenue and earnings growth due to robust consumer spending and increased cross-border volumes.

Key Takeaways

Mastercard reported strong second-quarter results, with a 21% increase in net revenue and a 10% increase in net income. The company's performance was driven by robust consumer spending and a significant increase in cross-border volumes, although increasing inflationary pressures are being closely monitored.

Net revenue increased by 21% to $5.5 billion, or 27% on a currency-neutral basis.

Net income reached $2.3 billion, with diluted earnings per share (EPS) of $2.34.

Adjusted net income was $2.5 billion, and adjusted diluted EPS was $2.56.

Gross dollar volume increased by 14%, and purchase volume increased by 18%, both on a local currency basis.

Total Revenue
$5.5B
Previous year: $4.53B
+21.4%
EPS
$2.56
Previous year: $1.95
+31.3%
Gross Dollar Volume
14%
Cross-Border Volume
58%
Switched Transactions
12%
Gross Profit
$4.18B
Previous year: $3.4B
+23.0%
Cash and Equivalents
$5.92B
Previous year: $6.22B
-4.7%
Free Cash Flow
$2.4B
Previous year: $2.19B
+9.8%
Total Assets
$36.2B
Previous year: $34.9B
+3.8%

Mastercard

Mastercard

Forward Guidance

The company did not provide specific financial guidance in this earnings report.