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Jun 30, 2025
Mastercard Q2 2025 Earnings Report
Mastercard reported solid performance in Q2 2025 with double-digit growth in revenue and EPS.
Key Takeaways
Mastercard delivered strong Q2 2025 results, driven by increased cross-border activity and value-added services. Adjusted EPS reached $4.15, and revenue climbed to $8.13 billion. Net income was $3.77 billion as consumer spending and transaction volumes remained strong.
Revenue reached $8.13 billion, growing 17% year-over-year.
Adjusted EPS increased to $4.15, up from $3.59 last year.
Net income rose to $3.77 billion with a strong operating margin of 59.9%.
Cross-border and switched transaction growth supported strong top-line momentum.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
Mastercard expects continued growth into Q3 2025 and FY2025, led by strong cross-border activity, value-added services, and global consumer spending. Expenses will continue to reflect investments in technology and regulatory costs.
Positive Outlook
- Strong cross-border momentum expected to continue.
- Sustained growth in value-added services.
- Positive trends in consumer spending.
- Operating margin remains robust.
- Resilient global payments volume across regions.
Challenges Ahead
- Litigation provisions remain a potential cost risk.
- Currency fluctuations may impact reported results.
- Continued investment may pressure margins short-term.
- Macroeconomic uncertainty could affect spending.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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