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Jun 30, 2021

Metropolitan Bank Q2 2021 Earnings Report

Reported a net income of $13.3 million and diluted EPS of $1.55.

Key Takeaways

Metropolitan Bank Holding Corp. reported a strong second quarter with a net income of $13.3 million and diluted EPS of $1.55. Total revenues increased 20.4% from the prior year quarter and tangible book value per share increased 14.7% from the prior year quarter.

Net income for the second quarter of 2021 was $13.3 million, or $1.55 per diluted common share.

Total assets reached $5.8 billion at June 30, 2021, a 45.8% increase from June 30, 2020.

Total deposits increased to $5.3 billion at June 30, 2021, up 55.8% from June 30, 2020.

Net interest income for the second quarter of 2021 was $37.0 million, an increase of $2.6 million from the linked quarter.

Total Revenue
$43.1M
Previous year: $35.8M
+20.4%
EPS
$1.55
Previous year: $1.29
+20.2%
Net Interest Margin
2.68%
Gross Profit
$43.1M
Cash and Equivalents
$1.72B
Previous year: $823M
+109.0%
Total Assets
$5.8B
Previous year: $3.97B
+46.1%

Metropolitan Bank

Metropolitan Bank

Forward Guidance

This release contains forward-looking statements that involve risks and uncertainties, and actual results may differ materially from those expressed or implied.

Challenges Ahead

  • An unexpected deterioration in our loan or securities portfolios.
  • Unexpected increases in our expenses.
  • Greater than anticipated growth and our ability to manage our growth.
  • Unanticipated regulatory action or changes in regulations.
  • Unexpected changes in interest rates.