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Sep 30, 2023

Metropolitan Bank Q3 2023 Earnings Report

Sustained core funding and balance sheet growth demonstrated disciplined approach to balance sheet management.

Key Takeaways

Metropolitan Bank Holding Corp. reported a net income of $22.1 million, or $1.97 per diluted common share, for the third quarter of 2023, compared to a net income of $25.0 million, or $2.23 per diluted common share, for the third quarter of 2022.

Total deposits reached $5.5 billion, marking an increase of $233.0 million from June 30, 2023.

Net loan growth was strong and prudent, increasing by $204.9 million from June 30, 2023.

Asset quality remained strong.

Net interest income was stable at $53.6 million.

Total Revenue
$60.1M
Previous year: $69.1M
-13.1%
EPS
$1.97
Previous year: $2.23
-11.7%
Net Interest Margin
3.27%
Previous year: 3.85%
-15.1%
Return on Average Equity
13.9%
Non-Performing Loans to Total Loans
0.58%
0
Gross Profit
$60.1M
Previous year: $69.1M
-13.1%
Cash and Equivalents
$177M
Previous year: $709M
-75.0%
Total Assets
$6.68B
Previous year: $6.42B
+4.1%

Metropolitan Bank

Metropolitan Bank

Forward Guidance

No specific forward guidance was provided in the document.