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Dec 31, 2020

Metropolitan Bank Q4 2020 Earnings Report

Reported record net income and diluted EPS for the fourth quarter.

Key Takeaways

Metropolitan Bank Holding Corp. reported a record net income of $11.8 million, or $1.39 per diluted common share, for the fourth quarter of 2020, compared to $7.9 million, or $0.93 per diluted common share, for the fourth quarter of 2019.

Net income for Q4 2020 was $11.8 million, or $1.39 per diluted common share.

Total assets reached $4.33 billion at the end of 2020, a 29.0% increase from the previous year.

Total deposits increased to $3.82 billion, up 36.8% from the previous year.

Net interest income for Q4 2020 was $33.5 million, an increase of $1.1 million from the linked quarter.

Total Revenue
$36.8M
Previous year: $30.9M
+19.2%
EPS
$1.39
Previous year: $0.93
+49.5%
Net Interest Margin
3.21%
Previous year: 3.35%
-4.2%
Non-Performing Loans to Total Loans
0.2%
Gross Profit
$36.8M
Cash and Equivalents
$864M
Previous year: $391M
+120.9%
Total Assets
$4.33B
Previous year: $3.36B
+28.9%

Metropolitan Bank

Metropolitan Bank

Forward Guidance

The bank has revised its Return-to-work Plan to allow up to 75% of employees to return to work as of January 11, 2021 and will continue to revise the Return-to-Work Plan, as necessary.