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Jun 30, 2022

Prosperity Q2 2022 Earnings Report

Reported net income of $128.5 million and earnings per share (diluted) of $1.40.

Key Takeaways

Prosperity Bancshares, Inc. reported a strong second quarter of 2022, with net income increasing by 5.0% compared to the first quarter of 2022. The company's core loans, excluding Warehouse Purchase Program and SBA Paycheck Protection Program loans, grew by $406.9 million, while non-performing loans remained very low.

Second quarter net income of $128.5 million and earnings per share (diluted) of $1.40

Second quarter net income increased $6.2 million or 5.0% compared to the first quarter 2022

Loans, excluding Warehouse Purchase Program and SBA Paycheck Protection Program loans, increased $406.9 million or 2.4% (9.8% annualized) during the second quarter 2022

Nonperforming assets remain low at 0.07% of second quarter average interest-earning assets

Total Revenue
$286M
Previous year: $281M
+1.8%
EPS
$1.4
Previous year: $1.41
-0.7%
Efficiency Ratio
43.12%
Previous year: 40.96%
+5.3%
Cash and Equivalents
$394M
Previous year: $1.06B
-62.9%
Free Cash Flow
$74.1M
Previous year: $201M
-63.1%
Total Assets
$37.4B
Previous year: $36.1B
+3.6%

Prosperity

Prosperity

Prosperity Revenue by Segment

Forward Guidance

The company expects continued earnings growth as interest rates increase.