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Sep 30, 2023

Prosperity Q3 2023 Earnings Report

Reported net income of $112.2 million and diluted earnings per share of $1.20.

Key Takeaways

Prosperity Bancshares, Inc. reported a net income of $112.2 million for Q3 2023, with diluted earnings per share of $1.20. Deposits, excluding public funds deposits, increased by $259.9 million. The board approved a dividend increase of 1.82% to $0.56 for Q4 2023.

Board approved increase in dividend of 1.82% to $0.56 for the fourth quarter 2023.

Net income of $112.2 million and diluted earnings per share of $1.20 for third quarter 2023

Deposits, excluding public funds deposits, increased $259.9 million during third quarter 2023, with no brokered deposits purchased

Noninterest-bearing deposits of $10.3 billion, representing 37.6% of total deposits

Total Revenue
$278M
Previous year: $295M
-5.8%
EPS
$1.2
Previous year: $1.49
-19.5%
Non-Perf Assets / Avg Int-Earn Assets
0.2%
Efficiency Ratio
48.74%
Previous year: 41.38%
+17.8%
Cash and Equivalents
$512M
Previous year: $602M
-14.9%
Free Cash Flow
$232M
Previous year: $186M
+24.8%
Total Assets
$39.3B
Previous year: $37.8B
+3.8%

Prosperity

Prosperity

Forward Guidance

Prosperity believes the overall economy is still in fairly good shape, and they are excited for their future.