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Sep 30, 2024

Prosperity Q3 2024 Earnings Report

Reported net income of $127.3 million and diluted earnings per share of $1.34.

Key Takeaways

Prosperity Bancshares, Inc. reported a net income of $127.3 million for the quarter ended September 30, 2024, compared to $112.2 million for the same period in 2023. Diluted earnings per share were $1.34, up from $1.20 in the prior year. Deposits increased by $154.5 million, and loans increased by $60.0 million during the quarter. Nonperforming assets remained low at 0.25% of average interest-earning assets.

Board approved increase in dividend of 3.57% to $0.58 for fourth quarter 2024, representing the 21st consecutive annual increase, with a compound annual growth rate of 11.1%

Net income of $127.3 million and diluted earnings per share of $1.34 for third quarter 2024

Net interest margin increased 23 basis points to 2.95% compared to third quarter 2023

Deposits increased $154.5 million and loans increased $60.0 million during third quarter 2024

Total Revenue
$303M
Previous year: $278M
+8.8%
EPS
$1.34
Previous year: $1.2
+11.7%
Efficiency Ratio
46.87%
Previous year: 48.74%
-3.8%
Cash and Equivalents
$2.21B
Previous year: $512M
+331.4%
Free Cash Flow
$265M
Previous year: $232M
+14.2%
Total Assets
$40.1B
Previous year: $39.3B
+2.1%

Prosperity

Prosperity

Forward Guidance

The Board of Directors approved increasing the fourth quarter 2024 dividend to $0.58 per share from $0.56 per share that was paid in the prior four quarters.