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Mar 31, 2020

Regions Q1 2020 Earnings Report

Regions reported earnings with a net income of $139 million and EPS of $0.14.

Key Takeaways

Regions Financial Corporation reported a net income available to common shareholders of $139 million, with earnings per diluted share at $0.14 for the first quarter ended March 31, 2020. The company's performance was supported by loan and deposit growth, along with a proactive interest rate hedging strategy amidst a challenging macroeconomic environment.

Net income available to common shareholders was $139 million, and earnings per diluted share was $0.14.

Pre-tax pre-provision income was $577 million, driven by loan and deposit growth.

Regions processed approximately 17,000 consumer payment deferral requests and facilitated assistance to business customers totaling approximately $2.8 billion.

Total revenue decreased 5 percent compared to the prior quarter.

Total Revenue
$1.41B
Previous year: $1.45B
-2.6%
EPS
$0.14
Previous year: $0.37
-62.2%
Efficiency Ratio
58.6%
Net Charge-offs
0.59%
CET1 Ratio
9.4%
Cash and Equivalents
$5.26B
Previous year: $3.81B
+38.0%
Total Assets
$134B
Previous year: $129B
+3.7%

Regions

Regions

Regions Revenue by Segment

Forward Guidance

Regions Financial Corporation did not provide specific forward guidance in this earnings report. The report includes cautionary statements regarding forward-looking statements and the potential effects of the COVID-19 pandemic.