•
Dec 31, 2020

Regions Q4 2020 Earnings Report

Reported strong revenue and pre-tax pre-provision income growth over the prior year.

Key Takeaways

Regions Financial Corporation reported fourth quarter net income available to common shareholders of $588 million, an increase of 61 percent compared to the fourth quarter of 2019. Earnings per diluted share were $0.61, also a 61 percent increase.

Net income available to common shareholders increased to $588 million, up 61% compared to Q4 2019.

Earnings per diluted share increased to $0.61, also up 61% compared to Q4 2019.

Total revenue increased approximately 3 percent on a reported basis and 4 percent on an adjusted basis compared to the third quarter of 2020.

Non-interest expense increased 10 percent on a reported basis and 5 percent on an adjusted basis compared to the third quarter of 2020.

Total Revenue
$1.66B
Previous year: $1.48B
+11.7%
EPS
$0.61
Previous year: $0.39
+56.4%
Gross Profit
$1.69B
Previous year: $1.49B
+13.2%
Cash and Equivalents
$0
Previous year: $4.11B
-100.0%
Total Assets
$147B
Previous year: $126B
+16.8%

Regions

Regions

Regions Revenue by Segment

Forward Guidance

Regions intends to maintain capital at the higher end of the range.