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Sep 30, 2021

NRZ Q3 2021 Earnings Report

Reported third quarter earnings supported by the addition of Caliber Home Loans, strength in investment portfolio, slowing MSR amortization, and higher recapture.

Key Takeaways

New Residential Investment Corp. reported a GAAP net income of $146.1 million, or $0.30 per diluted common share, and core earnings of $209.9 million, or $0.44 per diluted common share for the third quarter ended September 30, 2021. The company's performance was bolstered by the acquisition of Caliber Home Loans, a strong investment portfolio, reduced MSR amortization, and increased recapture rates.

Closed acquisition of Caliber Home Loans, Inc.

Raised $465 million in gross proceeds in an 18.6 million share preferred stock offering

Servicing portfolio grew to $476 billion in UPB, driven by the addition of MSRs from the Caliber acquisition.

Overall leverage of 2.3x, down from 3.5x at June 30, 2021

Total Revenue
$191M
Previous year: $103M
+84.5%
EPS
$0.44
Previous year: $0.31
+41.9%
Origination Volume
$34.5B
Previous year: $18.1B
+90.6%
Servicing Portfolio
$476B
Previous year: $287B
+65.7%
Gross Profit
$331M
Previous year: $527M
-37.2%
Cash and Equivalents
$1.37B
Previous year: $841M
+62.5%
Total Assets
$41.6B
Previous year: $30.4B
+36.8%

NRZ

NRZ

NRZ Revenue by Segment

Forward Guidance

New Residential estimates Newrez and Caliber Q4'21 Funded Origination Volume of approximately $35 billion to $40 billion UPB and Servicing Portfolio UPB of approximately $480 billion to $490 billion UPB.

Positive Outlook

  • Estimated Newrez and Caliber Q4’21 Funded Origination Volume of approximately $35 billion to $40 billion UPB
  • Estimated Newrez and Caliber Q4’21 Servicing Portfolio UPB of approximately $480 billion to $490 billion UPB
  • New Residential entered into a definitive agreement with affiliates of The Goldman Sachs Group, Inc. to acquire Genesis Capital LLC
  • Genesis Capital LLC provides innovative solutions to developers of new construction, fix and flip and rental hold projects
  • Acquire a related portfolio of loans

Challenges Ahead

  • Actual results may vary materially
  • Ability to complete the acquisition of Genesis Capital LLC on a timely basis, or at all
  • Ability to further our ability to create, retain and manage strong assets for our balance sheet
  • Ability to increase scale, efficiency, recapture, servicing and origination leadership
  • Ability to successfully integrate the businesses and realize the anticipated benefits of the Caliber acquisition