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Dec 31, 2020

NRZ Q4 2020 Earnings Report

New Residential reported a profitable fourth quarter and ended the year in a strong financial position.

Key Takeaways

New Residential Investment Corp. reported a GAAP Net Income of $68.6 million, or $0.16 per diluted common share, and Core Earnings of $137.0 million, or $0.32 per diluted common share for the fourth quarter of 2020. The company's servicing portfolio grew to $297.8 billion in UPB. The company's MSR portfolio totaled approximately $537 billion UPB as of December 31, 2020.

GAAP Net Income of $68.6 million, or $0.16 per diluted common share

Core Earnings of $137.0 million, or $0.32 per diluted common share

Common Dividend of $82.9 million, or $0.20 per common share

Servicing portfolio grew to $297.8 billion in UPB

Total Revenue
$113M
Previous year: $216M
-47.5%
EPS
$0.32
Previous year: $0.61
-47.5%
Origination UPB
$23.9B
Previous year: $10.6B
+125.5%
Servicing Portfolio UPB
$298B
Previous year: $219B
+35.7%
Gross Profit
$296M
Previous year: $312M
-5.1%
Cash and Equivalents
$945M
Previous year: $529M
+78.7%
Total Assets
$33.3B
Previous year: $44.9B
-25.9%

NRZ

NRZ

NRZ Revenue by Segment

Forward Guidance

New Residential anticipates continued strong performance, expecting Q1'21 Funded Origination Volume of approximately $23 billion to $25 billion UPB and an Estimated Q1'21 Servicing Portfolio UPB of approximately $300 billion UPB.

Positive Outlook

  • Portfolio of MSRs will benefit from rising interest rates.
  • Mortgage company is poised to capture additional market share.
  • Mortgage company is poised to increase borrower retention.
  • Estimated Q1’21 Funded Origination Volume of approximately $23 billion to $25 billion UPB
  • Estimated Q1’21 Servicing Portfolio UPB of approximately $300 billion UPB

Revenue & Expenses

Visualization of income flow from segment revenue to net income