Dec 31, 2023

Charles Schwab Q4 2023 Earnings Report

Net income decreased due to market environment shaped by interest rate tightening, while client assets reached a record high.

Key Takeaways

Charles Schwab's Q4 2023 net income was $1.0 billion, a decrease from $2.0 billion in Q4 2022. Total client assets reached a record $8.52 trillion at year-end, up 21%. The company saw $306 billion in core net new assets during the year, including over $43 billion in December alone.

Net income for the fourth quarter of 2023 was $1.0 billion, compared to $2.0 billion for the fourth quarter of 2022.

Total client assets reached a record $8.52 trillion at year-end, a 21% increase.

The company welcomed 977 thousand new-to-firm retail households and 315 advisors-in-transition.

Ameritrade client conversion was approximately 90% complete with positive feedback.

Total Revenue
$4.46B
Previous year: $5.5B
-18.9%
EPS
$0.68
Previous year: $1.07
-36.4%
Client Assets
$8.52T
Previous year: $7.05T
+20.9%
Active Brokerage Accounts
34.84M
Previous year: 33.76M
+3.2%
Gross Profit
$4.46B
Previous year: $5.5B
-18.9%
Cash and Equivalents
$75.1B
Previous year: $40.2B
+86.8%
Free Cash Flow
$20B
Previous year: -$2.31B
-965.0%
Total Assets
$493B
Previous year: $552B
-10.6%

Charles Schwab

Charles Schwab

Charles Schwab Revenue by Segment

Forward Guidance

The company did not provide specific financial forward guidance in this earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income