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Mar 31, 2022

Synchrony Q1 2022 Earnings Report

Synchrony's first quarter results reflected core strengths and strategic execution.

Key Takeaways

Synchrony Financial reported a decrease in net earnings to $932 million, or $1.77 per diluted share, for the first quarter of 2022. Purchase volume increased by 17%, and loans increased by 8%. The company's board approved a $2.8 billion share repurchase authorization and a planned 5% increase in the regular common dividend.

Purchase volume increased 17% to $40.5 billion.

Loans increased 8% to $83.0 billion.

Average active accounts increased 6% to 70.1 million.

Net interest margin increased 182 basis points to 15.80%.

Total Revenue
$3.79B
Previous year: $3.44B
+10.2%
EPS
$1.77
Previous year: $1.73
+2.3%
Net Interest Margin
15.8%
Previous year: 13.98%
+13.0%
Purchase Volume
$40.5B
Previous year: $34.7B
+16.7%
Average Active Accounts
70.1M
Previous year: 66.3M
+5.7%
Cash and Equivalents
$17.8B
Previous year: $28B
-36.4%
Total Assets
$95.3B
Previous year: $95.9B
-0.6%

Synchrony

Synchrony

Forward Guidance

Synchrony did not provide forward guidance in the Q1 2022 Earning Report.