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Jun 30, 2022

Synchrony Q2 2022 Earnings Report

Synchrony's second quarter results reflected a diversified business model and the continued health of its customers.

Key Takeaways

Synchrony Financial reported second quarter net earnings of $804 million, or $1.60 per diluted share. Purchase volume increased 12% to $47.2 billion, and loan receivables increased 5% to $82.7 billion. The company returned $809 million in capital to shareholders, including $701 million of share repurchases.

Purchase volume increased 12% to $47.2 billion, or 16% on a Core basis.

Loan receivables of $82.7 billion increased 5%, or 11% on a Core basis.

Net interest margin increased 182 basis points to 15.60%.

Returned $809 million capital to shareholders, including $701 million of share repurchases.

Total Revenue
$3.8B
Previous year: $3.31B
+14.8%
EPS
$1.6
Previous year: $2.12
-24.5%
Net Interest Margin
15.6%
Previous year: 13.78%
+13.2%
Purchase Volume
$47.2B
Previous year: $42.1B
+12.1%
Average Active Accounts
68.7M
Previous year: 65.8M
+4.4%
Cash and Equivalents
$10.7B
Previous year: $21.2B
-49.6%
Total Assets
$95.2B
Previous year: $92B
+3.5%

Synchrony

Synchrony