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Jun 30, 2024

Synchrony Q2 2024 Earnings Report

Synchrony's Q2 2024 results demonstrated resilience with strong earnings and strategic positioning for future growth.

Key Takeaways

Synchrony Financial reported net earnings of $643 million, or $1.55 per diluted share, for Q2 2024, compared to $569 million, or $1.32 per diluted share in Q2 2023. The company saw an increase in loan receivables and average active accounts, while purchase volume and new accounts decreased. Synchrony returned $400 million of capital to shareholders.

Net earnings reached $643 million, or $1.55 per diluted share.

Loan receivables increased by 8% to $102.3 billion.

Capital returned to shareholders totaled $400 million, including $300 million in share repurchases.

Net interest margin decreased to 14.46%.

Total Revenue
$4.41B
Previous year: $4.12B
+6.9%
EPS
$1.55
Previous year: $1.32
+17.4%
Net Interest Margin
14.46%
Previous year: 14.94%
-3.2%
Purchase Volume
$46.8B
Previous year: $47.3B
-1.1%
Average Active Accounts
71M
Previous year: 69.5M
+2.2%
Cash and Equivalents
$23B
Previous year: $19.4B
+18.6%
Total Assets
$120B
Previous year: $109B
+10.8%

Synchrony

Synchrony

Forward Guidance

Synchrony did not provide specific forward guidance in the provided text. The report highlights continued focus on strategic growth and resilience.