Sep 30, 2023

White Mountains Q3 2023 Earnings Report

Reported a 1% increase in both book value per share and adjusted book value per share.

Key Takeaways

White Mountains reported a 1% increase in adjusted book value per share (ABVPS) for the third quarter of 2023. Ark's combined ratio was 81% while growing premiums 17% year over year. WM Outrigger Re delivered a 44% combined ratio. The fair value of Kudu’s portfolio of existing participation contracts grew 2%.

ABVPS was up 1% in the quarter and 6% year-to-date.

BAM generated $36 million of total gross written premiums and member surplus contributions in the quarter; primary market issuance remains below historical levels but ticked up slightly year-over-year.

Ark produced an 81% combined ratio while growing premiums 17% year over year.

WM Outrigger Re delivered a 44% combined ratio and $37 million of pre-tax income.

Total Revenue
$520M
Previous year: $383M
+35.6%
EPS
$9.19
Previous year: $307
-97.0%
Gross Profit
-$20.1M
Previous year: $358M
-105.6%
Cash and Equivalents
$163M
Previous year: $170M
-4.5%
Free Cash Flow
$244M
Total Assets
$7.6B
Previous year: $7.55B
+0.8%

White Mountains

White Mountains

White Mountains Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income