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Mar 31, 2022

Western Union Q1 2022 Earnings Report

Reported a revenue decline of 4% and GAAP EPS of $0.74, with adjusted EPS at $0.51. The financial outlook was revised due to the suspension of services in Russia and Belarus.

Key Takeaways

Western Union reported a revenue decline of 4% to $1.2 billion, impacted by a decline in retail money transfer and the suspension of services in Russia and Belarus. GAAP EPS was $0.74, while adjusted EPS was $0.51. The company updated its full-year financial outlook due to the service suspensions.

Consumer-to-Consumer revenues decreased by 5% on a reported basis, with transactions declining by 4%.

Digital money transfer revenues increased by 5% and represented 25% of total C2C revenues.

The company completed the first closing of its divestiture of Business Solutions on March 1, 2022.

GAAP operating margin was 20.5%, and the adjusted operating margin was 21.8%.

Total Revenue
$1.16B
Previous year: $1.21B
-4.5%
EPS
$0.51
Previous year: $0.44
+15.9%
C2C Transactions
69.7M
C2C Transaction Growth
-4%
Previous year: 9%
-144.4%
Gross Profit
$501M
Previous year: $504M
-0.7%
Cash and Equivalents
$1.3B
Previous year: $1.5B
-13.8%
Free Cash Flow
$190M
Previous year: $167M
+13.5%
Total Assets
$8.49B
Previous year: $9.28B
-8.5%

Western Union

Western Union

Western Union Revenue by Segment

Western Union Revenue by Geographic Location

Forward Guidance

The Company updated its full year 2022 financial outlook due to suspension of operations in Russia and Belarus and other related impacts.

Revenue & Expenses

Visualization of income flow from segment revenue to net income