•
Sep 30, 2021

Western Union Q3 2021 Earnings Report

Western Union's third quarter earnings were reported with revenue growth of 2% and GAAP EPS of $0.57.

Key Takeaways

Western Union reported a 2% increase in revenue to $1.3 billion, driven by digital money transfer and Business Solutions, offset by retail money transfer decline. GAAP EPS was $0.57 and adjusted EPS was $0.63.

Total Company GAAP revenues grew to $1.3 billion.

GAAP earnings per share (EPS) of $0.57, adjusted EPS of $0.63.

Digital money transfer revenues continued double-digit growth achieving quarterly highs for transactions and principal.

The company advanced its ecosystem strategy with the launch of WU Shop and an upcoming pilot of digital banking services in select countries.

Total Revenue
$1.29B
Previous year: $1.26B
+2.1%
EPS
$0.63
Previous year: $0.57
+10.5%
C2C Transactions
76.6M
C2C Transaction Growth
-1%
Gross Profit
$566M
Previous year: $537M
+5.5%
Cash and Equivalents
$1B
Previous year: $1.25B
-19.8%
Free Cash Flow
$328M
Previous year: $229M
+43.1%
Total Assets
$8.87B
Previous year: $8.83B
+0.5%

Western Union

Western Union

Western Union Revenue by Segment

Forward Guidance

The Company updated its financial outlook for 2021, which was previously reported on August 4. GAAP and constant currency revenue were revised to reflect recent business trends and macroeconomic conditions.

Revenue & Expenses

Visualization of income flow from segment revenue to net income