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Mar 31, 2023

Mr Cooper Q1 2023 Earnings Report

Mr. Cooper Group's financial performance was marked by a net income of $37 million, driven by strong operating results and a balanced business model.

Key Takeaways

Mr. Cooper Group reported a net income of $37 million for Q1 2023, which included a $63 million mark-to-market adjustment. Excluding this adjustment and other items, the company's pretax operating income was $110 million. The servicing portfolio ended the quarter at $853 billion in UPB. Originations earned pretax income and pretax operating income of $23 million.

Net income was reported at $37 million, including a $63 million mark-to-market.

Servicing UPB grew 7% year-over-year, reaching $853 billion.

The company repurchased 2.1 million shares of common stock for $89 million.

Originations outperformed with strong DTC execution.

Total Revenue
$330M
Previous year: $1.05B
-68.6%
EPS
$1.18
Previous year: $0.95
+24.2%
Servicing UPB
$4.1M
Previous year: $3.9M
+5.1%
Gross Profit
$305M
Previous year: $946M
-67.8%
Cash and Equivalents
$534M
Previous year: $579M
-7.8%
Total Assets
$12.7B
Previous year: $14.5B
-12.7%

Mr Cooper

Mr Cooper

Mr Cooper Revenue by Segment

Forward Guidance

The company is positioned to navigate a volatile environment and deploy capital into accretive growth opportunities due to its robust capital, record levels of liquidity, strong asset quality, and significantly enhanced hedge on MSR portfolio.

Revenue & Expenses

Visualization of income flow from segment revenue to net income