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Sep 30, 2024

Mr Cooper Q3 2024 Earnings Report

Mr. Cooper Group reported strong Q3 2024 results driven by servicing and originations performance.

Key Takeaways

Mr. Cooper Group reported a strong third quarter with income before income tax expense of $112 million and net income of $80 million. Excluding other mark-to-market and other adjustments, the Company reported pretax operating income of $246 million. The company's servicing portfolio ended the quarter at $1,239 billion.

Exceptional quarter with an operating ROTCE of 16.8% and record liquidity.

Acquisition of Flagstar’s mortgage operations on target to close in the fourth quarter.

Servicing segment recorded pre-tax income of $177 million.

Originations funded $6.8 billion in loans, with an 80% increase quarter-over-quarter.

Total Revenue
$378M
Previous year: $613M
-38.3%
EPS
$2.84
Previous year: $2.79
+1.8%
Servicing UPB
$5.4M
Previous year: $4.3M
+25.6%
Gross Profit
$242M
Previous year: $408M
-40.7%
Cash and Equivalents
$919M
Previous year: $553M
+66.2%
Free Cash Flow
$204M
Previous year: $617M
-66.9%
Total Assets
$16.2B
Previous year: $13.4B
+20.5%

Mr Cooper

Mr Cooper

Forward Guidance

The company is on track to close the acquisition of Flagstar's mortgage operations in the fourth quarter.