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Dec 31, 2023

Mr Cooper Q4 2023 Earnings Report

Mr. Cooper Group reported a net income of $46 million for Q4 2023.

Key Takeaways

Mr. Cooper Group reported a net income of $46 million for the fourth quarter of 2023. The company's servicing portfolio grew 14% year-over-year to $992 billion. They also repurchased 1.3 million shares of common stock for $72 million.

Net income was reported at $46 million, including a $41 million mark-to-market loss.

The servicing portfolio grew 14% year-over-year, reaching $992 billion.

1.3 million shares of common stock were repurchased for $72 million.

Book value per share and tangible book value per share increased to $66.29 and $63.67, respectively.

Total Revenue
$404M
Previous year: $303M
+33.3%
EPS
$1.71
Previous year: $0.87
+96.6%
Servicing UPB
$4.6M
Previous year: $4.1M
+12.2%
Gross Profit
$81M
Previous year: $200M
-59.5%
Cash and Equivalents
$571M
Previous year: $527M
+8.3%
Total Assets
$14.2B
Previous year: $12.8B
+11.1%

Mr Cooper

Mr Cooper

Mr Cooper Revenue by Segment

Forward Guidance

Mr. Cooper Group enters 2024 with robust capital and liquidity and aims to achieve its $1 trillion portfolio strategic target.

Positive Outlook

  • Strong capital position
  • Healthy liquidity
  • Talented and dedicated team
  • Enormous energy to serve customers and clients
  • Market leader position

Challenges Ahead

  • Rising interest rates may pose headwinds for originations
  • Cyber event impacted pretax operating income
  • Mark-to-market adjustments can be volatile
  • Competition in the mortgage industry
  • Potential risks and uncertainties described in SEC filings

Revenue & Expenses

Visualization of income flow from segment revenue to net income