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Jun 30, 2025
Mr Cooper Q2 2025 Earnings Report
Mr. Cooper Group reported strong second quarter 2025 results, with significant growth in its servicing portfolio and consistent operating performance.
Key Takeaways
Mr. Cooper Group delivered a strong second quarter in 2025, reporting a net income of $198 million and pretax operating income of $269 million. The Servicing segment showed robust performance with a pretax income of $364 million, and the servicing portfolio expanded by 25% year-over-year to $1,509 billion. The Originations segment also contributed positively with a pretax income of $64 million, driven by a 14% increase in funded volume quarter-over-quarter.
Reported net income of $198 million, with a Return on Common Equity (ROCE) of 15.9% and operating ROTCE of 17.2%.
Servicing portfolio grew 25% year-over-year, reaching $1,509 billion by quarter-end.
Originations segment funded 33,051 loans, totaling approximately $9.4 billion UPB, marking a 14% increase quarter-over-quarter.
Launched MSR Fund with an initial $200 million commitment subsequent to quarter-end.
Revenue by Segment
Forward Guidance
The company anticipates continued strong, sustainable returns driven by expanding its customer base, focusing on cost leadership, growing fee-based revenue, and scaling its originations platform.
Positive Outlook
- Company is 'firing on all cylinders and gaining momentum' towards joining forces with Rocket.
- Robust operations and technology are expected to continue driving efficiencies.
- Anticipates attracting new clients and expanding customer base.
- Focus on cost leadership and fee-based revenue growth.
- Positioned to deliver strong, sustainable returns.
Challenges Ahead
- No specific negative forward guidance points were explicitly stated in the provided text.
- No specific negative forward guidance points were explicitly stated in the provided text.
- No specific negative forward guidance points were explicitly stated in the provided text.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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