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Dec 31, 2022

Euronet Q4 2022 Earnings Report

Euronet's Q4 2022 earnings increased compared to the same period of 2021, driven by growth across all segments.

Key Takeaways

Euronet reported a strong fourth quarter with revenues of $865.7 million, a 7% increase year-over-year. Operating income increased by 173% to $79.1 million, and adjusted earnings per share rose by 21% to $1.39. The company's performance was driven by double-digit constant currency growth in revenue, adjusted operating income, and adjusted EBITDA.

Euronet reported seventh consecutive quarter of double-digit constant currency consolidated revenue, adjusted operating income and adjusted EBITDA growth rates.

EFT segment benefited from recovery in international travel.

Money Transfer segment experienced growth in physical and digital distribution networks.

epay segment saw continued demand for content in physical and digital channels.

Total Revenue
$866M
Previous year: $812M
+6.7%
EPS
$1.39
Previous year: $1.15
+20.9%
Active ATMs
45.01K
Previous year: 42.71K
+5.4%
epay Transactions
941M
Previous year: 854M
+10.2%
Money Transfer Transactions
39.4M
Previous year: 35.7M
+10.4%
Gross Profit
$332M
Previous year: $301M
+10.4%
Cash and Equivalents
$1.13B
Previous year: $1.26B
-10.3%
Free Cash Flow
$275M
Previous year: $76.1M
+261.1%
Total Assets
$5.4B
Previous year: $4.74B
+13.9%

Euronet

Euronet

Euronet Revenue by Segment

Forward Guidance

The Company anticipates that its first quarter 2023 Adjusted EPS will be approximately $0.85, which would represent a 23% year-over-year growth.

Positive Outlook

  • Continued anticipated travel recovery in 2023
  • Favorable foreign exchange rate trends
  • Success in gaining market share by expanding their products
  • Success in gaining market share by expanding their services
  • Success in gaining market share by expanding their networks and geographies

Revenue & Expenses

Visualization of income flow from segment revenue to net income