Mar 31, 2021

First Financial Q1 2021 Earnings Report

Reported earnings for the first quarter of 2021.

Key Takeaways

First Financial Bankshares reported a strong first quarter in 2021 with earnings of $56.92 million, a 52.87 percent increase compared to the same quarter last year. Diluted earnings per share were $0.40, up from $0.26 in the prior year. The company experienced organic asset growth of $1.20 billion, driven by loan and deposit growth, while maintaining overall asset quality.

Earnings increased by 52.87% compared to the same quarter last year, reaching $56.92 million.

Diluted earnings per share rose to $0.40, compared to $0.26 in the same quarter last year.

Organic asset growth of $1.20 billion was achieved through loan and deposit growth.

Net interest income increased to $88.82 million, up from $80.90 million in the first quarter of 2020.

Total Revenue
$124M
Previous year: $110M
+12.8%
EPS
$0.4
Previous year: $0.26
+53.8%
Net Interest Margin
3.55%
Efficiency Ratio
45.36%
Previous year: 49.63%
-8.6%
Cash and Equivalents
$190M
Previous year: $191M
-0.6%
Total Assets
$12.1B
Previous year: $9.7B
+24.8%

First Financial

First Financial

First Financial Revenue by Segment

Forward Guidance

No specific forward guidance provided in this earnings report.