Dec 31, 2020

First Financial Q4 2020 Earnings Report

Reported earnings for the fourth quarter with a significant increase compared to the previous year.

Key Takeaways

First Financial Bankshares, Inc. reported a strong fourth quarter in 2020, with earnings of $58.48 million, or $0.41 per diluted share, a significant increase from $41.39 million, or $0.30 per diluted share, in the fourth quarter of 2019. Net interest income increased to $90.54 million, and noninterest income rose to $35.71 million. The company's performance was positively impacted by organic asset growth and the acquisition of The Bank & Trust of Bryan/College Station.

Q4 2020 earnings increased by 41.28% compared to Q4 2019.

Net interest income for Q4 2020 increased by $15.22 million year-over-year.

Noninterest income rose to $35.71 million, driven by trust fees, mortgage income, and ATM/credit card fees.

The company had organic asset growth of $1.9 billion, excluding the $775 million acquisition.

Total Revenue
$126M
Previous year: $103M
+23.0%
EPS
$0.41
Previous year: $0.3
+36.7%
Net Interest Margin
3.75%
Previous year: 3.99%
-6.0%
Cash and Equivalents
$729M
Previous year: $232M
+214.9%
Total Assets
$10.9B
Previous year: $8.26B
+32.0%

First Financial

First Financial

First Financial Revenue by Segment