Mar 31, 2022

First Financial Q1 2022 Earnings Report

First Financial Bankshares reported earnings for Q1 2022.

Key Takeaways

First Financial Bankshares reported earnings of $55.97 million for the first quarter of 2022, a slight decrease compared to $56.92 million in the same quarter last year. The results were impacted by an increase in the provision for credit losses, a decrease in PPP loan origination fees, and a decline in mortgage revenues, offset by an increase in net interest income.

Earnings for the first quarter of 2022 were $55.97 million, compared to $56.92 million for the same quarter a year ago.

Basic and diluted earnings per share were $0.39 for the first quarter of 2022, compared with $0.40 for the same quarter a year ago.

Overall loan growth, excluding PPP and held-for-sale loans, was $214.25 million, or 16.07 percent annualized.

Deposit growth was $433.34 million, or 16.63 percent annualized.

Total Revenue
$130M
Previous year: $124M
+5.4%
EPS
$0.39
Previous year: $0.4
-2.5%
Net Interest Margin
3.22%
Previous year: 3.55%
-9.3%
Efficiency Ratio
44.16%
Previous year: 45.36%
-2.6%
Cash and Equivalents
$598M
Previous year: $190M
+214.0%
Total Assets
$13.3B
Previous year: $12.1B
+10.0%

First Financial

First Financial

First Financial Revenue by Segment

Forward Guidance

The company did not provide forward guidance in the earnings report.