Mar 31, 2024

First Financial Q1 2024 Earnings Report

First Financial Bankshares' earnings increased in the first quarter of 2024 compared to the same quarter a year ago.

Key Takeaways

First Financial Bankshares reported earnings of $53.40 million for the first quarter of 2024, compared to $52.57 million for the same quarter a year ago. Net interest income increased by $3.96 million, and trust fees increased by $1.53 million, offsetting an increase in salary and employee benefits expenses of $5.22 million.

Net interest income increased due to organic loan and deposit growth.

Cash flow from maturing bonds was used to fund loan growth and repurchase securities.

The company maintains strong regulatory capital ratios and a diversified deposit base.

Trust fees increased due to the increase in market value of trust assets managed.

Total Revenue
$130M
Previous year: $124M
+4.3%
EPS
$0.37
Previous year: $0.37
+0.0%
Net Interest Margin
3.34%
Previous year: 3.34%
+0.0%
Efficiency Ratio
48.37%
Previous year: 44.93%
+7.7%
Cash and Equivalents
$600M
Previous year: $446M
+34.5%
Total Assets
$13.2B
Previous year: $13B
+1.4%

First Financial

First Financial

First Financial Revenue by Segment

Forward Guidance

The company did not provide forward guidance in the earnings report.