Jun 30, 2020

First Hawaiian Q2 2020 Earnings Report

Net income decreased due to COVID-19 impact on Hawaii's economy and lower interest rates.

Key Takeaways

First Hawaiian, Inc. reported net income of $20.0 million, or $0.15 per diluted share, for the second quarter of 2020. The results were impacted by the COVID-19 pandemic and lower interest rates.

Net income of $20.0 million, or $0.15 per diluted share.

Total loans and leases increased $383.8 million, or 2.9%, versus prior quarter.

Deposits balances increased $2.3 billion, or 13.8% versus the prior quarter.

Net interest margin (NIM) was 2.58%.

Total Revenue
$173M
Previous year: $194M
-10.8%
EPS
$0.16
Previous year: $0.54
-70.4%
Efficiency Ratio
52.7%
Previous year: 47.99%
+9.8%
Net Interest Margin
2.58%
Previous year: 3.25%
-20.6%
Tier 1 Leverage Ratio
7.75%
Gross Profit
$168M
Previous year: $187M
-9.9%
Cash and Equivalents
$1.86B
Previous year: $684M
+171.4%
Total Assets
$23B
Previous year: $20.5B
+12.0%

First Hawaiian

First Hawaiian

Forward Guidance

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements reflect our current views with respect to, among other things, future events and our financial performance.