Jun 30, 2023

First Hawaiian Q2 2023 Earnings Report

First Hawaiian's financial performance remained strong amidst a challenging interest rate environment.

Key Takeaways

First Hawaiian, Inc. reported a solid second quarter with net income of $62.4 million, or $0.49 per diluted share. Total loans and leases increased by $141.6 million, while total deposits decreased by $203.3 million. The net interest margin decreased to 2.91%.

Net income reached $62.4 million, translating to $0.49 per diluted share.

Total loans and leases saw an increase of $141.6 million compared to the previous quarter.

Total deposits experienced a decrease of $203.3 million compared to the prior quarter.

Net interest margin decreased by 20 basis points, settling at 2.91%.

Total Revenue
$207M
Previous year: $189M
+9.5%
EPS
$0.49
Previous year: $0.46
+6.5%
Efficiency Ratio
58%
Previous year: 57.33%
+1.2%
Net Interest Margin
2.91%
Previous year: 2.6%
+11.9%
Tier 1 Leverage Ratio
8.3%
Previous year: 7.54%
+10.1%
Gross Profit
$200M
Previous year: $182M
+9.7%
Cash and Equivalents
$558M
Previous year: $1.53B
-63.6%
Total Assets
$24.5B
Previous year: $25.4B
-3.4%

First Hawaiian

First Hawaiian

Forward Guidance

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements reflect our current views with respect to, among other things, future events and our financial performance.