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Sep 30, 2021

Intermex Q3 2021 Earnings Report

Achieved double-digit growth in financial results and record highs in revenues, market share, and remittances.

Key Takeaways

Intermex reported a strong Q3 2021 with a 26.3% increase in revenues, a 21.2% increase in net income, and a record market share in Mexico, Guatemala, El Salvador, and Honduras. The company is raising its full-year 2021 guidance for Revenues and Adjusted EBITDA and narrowing its Net Income and Adjusted Net Income.

Revenues increased by 26.3% to $120.7 million compared to the prior-year period.

Net income increased by 21.2% to $11.5 million, with diluted EPS up 16.0% to $0.29 compared to the prior-year period.

Adjusted net income grew by 28.3% to $15.7 million, and adjusted diluted EPS increased by 25.0% to $0.40 per share compared to the prior-year period.

The company achieved a new record for market share in the combined countries of Mexico, Guatemala, El Salvador, and Honduras, at 21.8%.

Total Revenue
$121M
Previous year: $95.6M
+26.3%
EPS
$0.4
Previous year: $0.32
+25.0%
Gross Profit
$39.3M
Previous year: $31.7M
+24.0%
Cash and Equivalents
$125M
Previous year: $109M
+14.7%
Free Cash Flow
-$11.9M
Previous year: $8.95M
-233.3%
Total Assets
$318M
Previous year: $254M
+25.1%

Intermex

Intermex

Intermex Revenue by Segment

Forward Guidance

The Company is raising its previously issued full-year 2021 guidance for Revenues and Adjusted EBITDA and narrowing its Net Income and Adjusted Net Income. For 2021, the Company now expects to generate Revenues between $450 million - $455 million, Net Income between $44 million - $45 million, Adjusted Net Income between $52 million - $53 million, and Adjusted EBITDA between $84 million - $85 million.

Revenue & Expenses

Visualization of income flow from segment revenue to net income