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Dec 31, 2021

Intermex Q4 2021 Earnings Report

Reported record transactions and revenues, driven by digital and emerging markets growth.

Key Takeaways

Intermex reported record fourth-quarter results, with revenues increasing by 28.1% to $127.2 million and net income increasing by 36.5% to $13.1 million. The company saw growth across all primary and emerging markets, as well as further advances in the digital sector.

Revenues increased by 28.1% to $127.2 million.

Net income increased by 36.5% to $13.1 million.

Diluted EPS increased by 32.0% to $0.33.

Adjusted EBITDA increased 27.1% to $23.8 million.

Total Revenue
$127M
Previous year: $99.3M
+28.1%
EPS
$0.4
Previous year: $0.3
+33.3%
Gross Profit
$42.4M
Previous year: $33.1M
+28.0%
Cash and Equivalents
$132M
Previous year: $74.9M
+76.9%
Free Cash Flow
$12.3M
Previous year: -$33.8M
-136.5%
Total Assets
$341M
Previous year: $259M
+31.2%

Intermex

Intermex

Forward Guidance

Intermex expects to generate another year of double-digit revenue growth, increasing 17% - 19% to a range of $537 million - $546 million. As a result, the Company expects to generate 24% - 27% growth in net income to between $58 million - $59.5 million, to generate 15% - 18% growth in adjusted net income to between $66 million - $67.5 million, and expects adjusted EBITDA growth of 15% - 18% to between $100 million - $102 million.

Positive Outlook

  • Double-digit revenue growth expected.
  • Net income growth of 24% - 27% expected.
  • Adjusted net income growth of 15% - 18% expected.
  • Adjusted EBITDA growth of 15% - 18% expected.
  • Fueled by continued strong growth in remittance transactions.