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Sep 30, 2020

LGI Homes Q3 2020 Earnings Report

LGI Homes reported record results driven by unprecedented demand and a well-positioned entry-level focused model.

Key Takeaways

LGI Homes reported a strong third quarter with significant increases in net income, home sales revenues, and home closings. The company saw unprecedented demand across its markets, driven by low interest rates and an undersupply of homes.

Net Income increased 80.4% to $89.0 million, or $3.55 Basic EPS and $3.52 Diluted EPS.

Home Sales Revenues increased 10.6% to $534.2 million.

Home Closings increased 4.4% to 2,091 homes.

Average Home Sales Price increased 5.9% to $255,477.

Total Revenue
$534M
Previous year: $483M
+10.6%
EPS
$2.45
Previous year: $1.93
+26.9%
Total Home Closings
2.09K
Previous year: 2K
+4.4%
Average Sales Price
$255K
Previous year: $241K
+5.9%
Community Count End Period
110
Previous year: 103
+6.8%
Gross Profit
$135M
Previous year: $117M
+15.9%
Cash and Equivalents
$46.3M
Previous year: $37M
+25.1%
Total Assets
$1.76B
Previous year: $1.64B
+7.7%

LGI Homes

LGI Homes

LGI Homes Revenue by Geographic Location

Forward Guidance

The Company updates its guidance for the full year 2020.

Positive Outlook

  • Home closings between 8,400 and 9,000
  • Active selling communities at the end of 2020 between 115 and 120
  • Gross margin as a percentage of home sales revenues between 24.0% and 25.0%
  • Adjusted gross margin (non-GAAP) as a percentage of home sales revenues between 26.0% and 27.0% with capitalized interest accounting for substantially all the difference between gross margin and adjusted gross margin
  • Average sales price per home closed between $245,000 and $255,000

Challenges Ahead

  • SG&A as a percentage of home sales revenues between 10.3% and 10.8%
  • Effective tax rate for 2020 between 10.0% and 12.0%
  • This outlook assumes that general economic conditions, including interest rates and mortgage availability, in the remainder of 2020 are similar to those experienced so far in the fourth quarter of 2020 and that average sales price per home closed, construction costs, availability of land, land development costs and overall absorption rates in the remainder of 2020 are consistent with the Company’s recent experience.
  • In addition, this outlook assumes that governmental regulations relating to land development, home construction and COVID-19 are similar to those currently in place.
  • Any further COVID-19 governmental restrictions on land development or home construction could negatively impact our ability to achieve this guidance.

Revenue & Expenses

Visualization of income flow from segment revenue to net income